💰 RRSP Optimization

Find your optimal RRSP contribution strategy

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This calculator helps you determine the optimal RRSP contribution based on your specific situation: maximize tax refund, drop to a lower tax bracket, or optimize for retirement.

Note: RRSP contribution limit = 18% of previous year income, up to the annual maximum. Unused room carries forward indefinitely.

1 Select Your Entries

Select your income tax entry and RRSP account to calculate the optimal contribution strategy.

Select RRSP Account

No RRSP accounts found. Create one from the Home page.

Select Income Tax Entry

No income tax entries found. Create one from the Home page.