About Finky
My Story
At the end of 2025, I decided to create the financial tool I had been looking for: a modern solution, simple to use and powerful enough to provide a clear, comprehensive view of personal finances. As a technology professional, I wanted to design a platform that combines efficiency, clarity and innovation, without unnecessary complexity. Finding nothing on the market that truly met these criteria, I chose to develop it myself. That's how Finky was born: from a personal need, driven by a passion for technology and finance. A financial simulation and planning tool designed to help all Canadians better understand their situation, make better decisions and plan their future with confidence.
Finky's Features
- Income Tax Simulators
Comprehensive federal and provincial tax simulations. Simulate marginal tax rates, tax brackets, and total tax liability with precision.
- Investment Account Projections
Project growth for RRSP, TFSA, FHSA, and non-registered investment accounts. Understand contribution room and long-term growth projections.
- Mortgage and Debt Simulators
Detailed mortgage amortization schedules, HELOC simulations, credit card payoff strategies, and consumer credit analysis.
- Financial Optimization Tools
Compare investment strategies with the mortgage vs. investment optimizer, RRSP vs. TFSA comparisons, amortization analysis, and debt optimization tools.
- RRSP Optimization
Maximize tax savings with intelligent RRSP contribution strategies based on current income and tax bracket optimization.
Why Choose Finky?
Independent Creator
By using Finky, you support a passionate independent software creator.
Built for Canada
Every calculation considers Canadian tax laws, provincial differences, and local financial products.
Complete Tools
Simulators, planners, projections, and optimizations accessible to everyone.
Integrated Solution
From income tax to retirement planning, all essential tools in one integrated platform.
Who Uses Finky?
Finky is designed for everyone:
- Individuals wanting to better understand their finances
- Savers planning for retirement
- Homeowners and potential buyers
- Anyone looking to optimize their financial situation